MyBudget
Family & Business Budget Tracker
Good day,
MyBudget
Profile
App Guide
Financial Analysis
Transfers
Goals
Bank Accounts
Settings
Income Sources
Yearly Payments
Family Groups
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Type naturally — we'll sort the amount & category ✨
THIS MONTH
● On Track
₹0 of ₹0
0% used₹0 left
ESSENTIALS
₹0
LIFESTYLE
₹0
SAVED
₹0
SAFE TO SPEND
₹0
left this month
Income ↗
-
Monthly income
Total EMI ↗
-
of income
Savings ↗
-
Monthly savings
Transfers ↗
0/0
done this month
Today
₹0
This Week
₹0
This Month
₹0
Next EMI Due ↗
-
no upcoming EMI
Net Worth ↗
-
assets − liabilities
Budget Allocation
Loans
Yearly set-aside
Savings
Living
This Month Spending
Spent: ₹0Left: -
Loading...
Monthly Commitments
Total Loans EMI
Auto-debit ↗
-
Yearly Payments (set aside)
Insurance, fees, etc ↗
-
Total Savings
↗
-
Living Budget
Track expenses ↗
-
My Business
Net Profit
₹0
Income minus expenses for this period.
This month
↗
Income
₹0
🧾
Expenses
₹0
↘
Net
₹0
％
GST
₹0
Recent transactions See all ›

Parties

Invoice

Team & Members

People who can access this business book.
About roles
Owner — full control, manage members, delete book
Manager — everything except deleting the book
Staff — add & edit transactions, invoices, parties (no delete)
Viewer — view only

Invoice Customize

Add custom columns for your invoice items (e.g. Batch No, Expiry Date). These appear on every item, on the form and the PDF.
Invoice Number Format
Preview: INV-0001
Item Columns (up to 5)

Business Details

These appear on your invoices.
🏢
Tap to add business logo

Invoices

New Invoice

Select client
›
ITEMS
Discount (optional)
GST Type
Auto: detected from your & client's GST state code.
Subtotal₹0
GST₹0
Total₹0
Custom Fields (optional — e.g. Vehicle No, LR No)

Add Party

Party

?
Sales₹0
Expenses₹0
Net₹0
TRANSACTION HISTORY

Transactions

Sales₹0
Expenses₹0
Net₹0

Reports

Net Profit
₹0
for this period
↑
Total Income
₹0
↓
Total Expenses
₹0
%
GST Collected
₹0
↺
Refunds
₹0
EXPENSES BY CATEGORY

New Transaction

₹
Today
Select category
›
💡 What is this page?

On salary day, this splits your income into clear buckets — EMIs, savings, yearly bills, daily spending, and an emergency buffer — so you know exactly how much to set aside for each, and can tick them off as you transfer the money.

0/0

Salary Day Checklist

Tap each transfer to mark done.

Total Across Accounts
₹0
Total Monthly Income
₹0
Across all sources
Monthly EMI Total
-
Total Outstanding
-
Loading...
Total Monthly Savings
-
₹0 per year
SIP Projection (12% CAGR)
Monthly SIP
-
After 5 years
-
After 10 years
-
After 15 years
-
After 20 years
-

Expenses

Spent this month
₹0of ₹0
-
0% used
Add Expense
Type naturally — we'll sort the amount & category ✨
₹
Today
Grocery
›
UPI
›
Choose Category
Import from SMS
Paste one or many bank SMS. We'll read the amount, merchant and category — you confirm before saving.
Manage Categories
Add your own categories. Default ones can't be removed.
Pick an Icon
Choose Payment Mode
Recurring Expenses
ALL ENTRIES
Monthly Set-Aside Total
₹0
Saved automatically each month toward yearly bills below
Expense BreakdownThis Month
Spending HeatmapThis Month
Income vs Expense
Budget Usage
Loan ReductionTotal debt over time
By Payment Mode
Net Position
Total Savings
₹0
Total Loans Outstanding
₹0
Net Position
₹0
Debt Payoff Trajectory
Projected total outstanding across all loans
Debt-to-Income Ratio
Savings Rate
Emergency Fund
Investment Allocation
Retirement Projection
Home Loan Payoff
These are simplified planning estimates based on the figures in the app, not financial advice. Projections assume steady contributions and returns, which real markets don't guarantee.
Who Spent What
This Month
AI AssistSmart observations
?
-
-
Account
Email
Not added
Password
Change your password
Notifications
Get reminded about due payments
Family
Activity Log
See who changed what
Members you invite here join this book only — each book has its own members.
Track expenses together as a family, and see who's spending what.
Family Groups
Appearance
Dark Mode
Switch to light theme
Security
App Lock (MPIN)
Set a 4-digit PIN to lock the app
Backup & Restore
Backup My Data
Download a file with all your books & data
Restore From Backup
Replace this book's data from a backup file
Your Books
Each book keeps its own separate expenses, budgets, loans & savings.
🎉
Well done!

Edit

Add Loan

Pick a loan category — fields adjust to match
Fill Amount + Rate + Tenure + Date → Outstanding & EMIs auto-calculate. Enter your actual EMI manually.
Set the day your bank auto-debits this EMI to get a reminder when you open the app close to that date.

Add Goal

Set a target and track progress toward it

Add Bank Account

Track balances and see linked loans by bank
Enter a bank name to see matching loans.

Prepayment

Current Outstanding
₹0

Verify Balance from Bank

Currently Showing
₹0
This updates the loan's outstanding to match your bank exactly, and records it in Balance History so progress is tracked accurately over time.

Edit Prepayment

Editing or removing this will recalculate the loan's outstanding balance based on the remaining prepayment history.

Filter Expenses

Search across all months at once

📷 Scan a receipt

For the best result:
• Place the receipt on a flat surface
• Use good lighting, avoid shadows
• Fill the frame with the receipt
• Keep it straight and in focus
🔒 The scan runs on your phone — your photo is never uploaded.

Add Saving

Add a monthly saving or investment

Add Income Source

Salary, freelance, rent, business income — add as many as you have

Add Yearly Payment

Insurance, school fees, memberships — anything paid once or a few times a year

Set Bank / Account

Edit Profile

Update your name or add an email address

Let's set up your income

Add your salary or any other income source. You can add more later.

Change Password

Enter your current password and a new one

Category Budgets

Set a monthly spending limit for any category — leave blank for no limit

Add Recurring Expense

Repeats automatically every month — e.g. rent, gym, domestic help

Add Credit Card

Track what you owe before the bill arrives